The role is responsible for preparing credit applications and structuring facilities for corporate customers
These customers could be across multiple industries
Pre and Post approval activities of managing credit risk include financial analysis, account monitoring, highlighting Early warning signals and ensuring good credit discipline
Job Responsibilities
Highest standard credit quality in submissions including good structure and financial analysis
Meet customers to validate relevant information
Appropriate recommendations to be detailed in credit applications
Professional advice on credit risk management matters, industry/product specialism and providing innovative risk solutionsExercise judgment in the evaluation and recommendation of Credit proposalsProvide input in business and credit policy/process developmentJointly responsible with Business Unit for monitoring and control of the respective portfolio and ensure 100% compliance to policiesAdvise on risk reward and challenge pricing where appropriate
Job Requirements
Graduate Degree in Commerce or BBA with major in Finance or BankingCA/CMA/CPA/CFA (preferable)At least 5 to 7 years of all-round Banking experience including exposure to Credit, Operations and Trade Finance areas
Core experience of at least 3-5yrs in Credit Dept and report writing with any Relationship Management as additional experience
Prior experience of writing credit proposals and seeking credit approvals is a must