The role is responsible for preparing credit applications and structuring facilities for corporate customers
These customers could be across multiple industries
Pre and Post approval activities of managing credit risk include financial analysis, account monitoring, highlighting Early warning signals and ensuring good credit discipline
Job Responsibilities
Highest standard credit quality in submissions including good structure and financial analysis
Meet customers to validate relevant information
Appropriate recommendations to be detailed in credit applications
Professional advice on credit risk management matters, industry/product specialism and providing innovative risk solutionsExercise judgment in the evaluation and recommendation of Credit proposalsProvide input in business and credit policy/process development
Job Requirements
Deliver service in line with agreed business needsMaintain close working relationship with Business Unit and develop a detailed understanding of their portfolioRegular engagement with RM’s to proactively manage client needs and expectationsEngage at preliminary stage to ensure effective development and delivery of bespoke credit solutions for customers as appropriateProactively contribute to embedding agreed change management initiatives in support of process and quality improvements